The Truth About Disability Settlement Offers
In this blog, I often talk about the systematic approaches that many insurance companies use to delay or deny disability claims. Lump-sum settlements and buy-outs, while not outright denials, are...
View ArticleWatch Out for Your Social Media Presence
Post on Facebook! Tweet on Twitter! Re-pin on Pinterest! Social media is breathlessly changing the way our world communicates, shares news and pictures, and forms relationships with other people....
View ArticleDisability Insurance Financials, Part 2 of 3: Social Security Awards
The Social Security Disability Insurance program, or SSDI, had a large influence in the private disability insurance world. From helping determine the diagnosis of an insured to the amount of an...
View ArticleDefining and Decoding “Appropriate” Care
Disability insurance claim examiners often bring up the issue of “appropriate care” when questioning benefit claims and often use this same term as an excuse to deny claims. Many claimants do not...
View ArticleUncovering the Secrets of Insurance Company Surveillance
Surveillance is an issue that has been mentioned in several past blogs and creates tension and stress for claimants and insurance companies. Disability claim examiners are trained to recognize certain...
View ArticleThe Best Practices When Appealing Your Disability Claim Denial
Disability claim appeals are full of complex ERISA rules and requirements that are used by insurance companies to deter insureds from successfully appealing their denials of benefits. Claimants who...
View ArticleDoctor’s Corner: Behind a Carpal Tunnel Syndrome Diagnosis
As many professional jobs become more and more computer-based, disabilities that involve nerve, muscle or tendon damage in the hands have become a major issue. These conditions prevent people from...
View Article3 Reasons Your Invisible Disability Benefit Claim Was Denied
When many people think of a claimant who is receiving disability benefits, they picture someone who is visibly and physically unable to work. Although many claimants suffer from conditions of this...
View Article6 Tips To Keep Your Disability Claim Moving
One of the biggest red flags a claimant can inadvertently create in their disability claim is to move. While there are many legitimate reasons someone can move, claim examiners have been trained to...
View ArticleThe Doctor’s Corner: Diabetes, Complications, and Disability
Diabetes is a growing health problem in America with over 26 million people suffering from the condition and another 79 million individuals suffering from pre-diabetes such as insulin resistance and...
View Article3 Major Questions of a Total and Permanent Disability Claim
While most sufferers of chronic back pain are able to recover and return to work in varying capacities, there are many people who experience such severe and debilitating pain that they will never be...
View ArticleThe Dangers of Phone Interviews With Your Disability Claim Examiner
Communication with your insurance company during the evaluation process of your disability claim is crucial and can inadvertently damage your claim if handled incorrectly. The most common form of...
View ArticleOur Spring Reminder: Social Media Surveillance Tips
As we begin to come out of the cold winter and into a beautiful spring season, it is important to remember the tips we have written about several times regarding you inte rnet profile after filing a...
View ArticleA Valuable Asset for You and Your Clients
As an insurance agent, you can be one of your client’s most valuable assets when they need to file a claim for disability benefits. However, it can often be an awkward process to get involved between...
View ArticleBe Aware of Methods to Limit and Deny Your Disability Claim
During your disability claim, insurers will employ many different strategies to avoid paying the disability benefits you deserve. One of the main strategies used by insurance companies is to...
View ArticleThe Doctor’s Corner: Diabetes, Complications, and Disability
Diabetes is a growing health problem in America with over 26 million people suffering from the condition and another 79 million individuals suffering from pre-diabetes such as insulin resistance and...
View Article3 Major Questions of a Total and Permanent Disability Claim
While most sufferers of chronic back pain are able to recover and return to work in varying capacities, there are many people who experience such severe and debilitating pain that they will never be...
View ArticleThe Dangers of Phone Interviews With Your Disability Claim Examiner
Communication with your insurance company during the evaluation process of your disability claim is crucial and can inadvertently damage your claim if handled incorrectly. The most common form of...
View ArticleOur Spring Reminder: Social Media Surveillance Tips
As we begin to come out of the cold winter and into a beautiful spring season, it is important to remember the tips we have written about several times regarding you inte rnet profile after filing a...
View ArticleA Valuable Asset for You and Your Clients
As an insurance agent, you can be one of your client’s most valuable assets when they need to file a claim for disability benefits. However, it can often be an awkward process to get involved between...
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